There are a lot of insurers that cover chronic medication in the health insurance policies. When it comes to chronic medication, there are different types available. Some insurers only cover certain chronic medication while others are more comprehensive and cover all types of chronic medication.

Let us focus on chronic pain medication. When it comes to treating chronic pain, there are seemingly countless choices out there. Different types of pain medications are prescribed for different diagnoses, but there are still many choices available. Sometimes, you may have to try a few different kinds of pain medication, or even a combination of a few, in order to get relief.
Chronic Pain Medication:

NSAIDs And Acetaminophen

NSAIDs and acetaminophen are non-opioid analgesics, pain medications often used for mild to moderate chronic pain. NSAIDs and acetaminophen may be used alone to treat chronic pain, or they may be combined with other pain medications such as opioids and adjuvant analgesics. They may also be used to control breakthrough pain. Many NSAIDs are available over-the-counter. Acetaminophen is also available for purchase without a prescription. However, stronger prescription versions are also available for chronic pain treatment. Some examples of NSAIDs used for chronic pain are ibuprofen, naproxen and meloxicam.


Opioids are pain medications used for moderate to severe chronic pain. Though their long-term use has been somewhat controversial, most providers feel when carefully monitored, opioids have a place in chronic pain management. Opioids may be short-acting or long-acting pain medications; however in chronic pain management the latter is more commonly used. Different types of opioids are used for different types of chronic pain. These pain medications are available in both pill or patch form. Intravenous opioids are also available, though they are more commonly used for cancer pain, or as post-surgical acute pain medication. Some examples of opioids used to treat chronic pain are oxycodone and fentanyl. Opioids may be used alone, or they may be combined with other pain medications such acetaminophen.


Antidepressants are adjuvant analgesics. They are not formulated specifically as pain medications, though they can effectively treat certain types of chronic pain. Antidepressants are thought to control chronic pain in two ways. First, they may change the way pain is perceived from the spinal cord to the brain. Second, they may decrease anxiety and help regulate sleep. Not all types of antidepressants are useful as chronic pain medications.

Topical Analgesics

Topical analgesics are pain medications that are applied to the skin. They are available as creams, lotions or patches. Some types of topical pain medications may be purchased over-the-counter, while others require a doctor’s prescription. They work in a few different ways, depending on their active ingredient. Some topical analgesics contain pain medication that is delivered through the skin, such as trolamine salicylate. Others contain a skin irritant that can interfere with pain perception, such as capsaicin.


Though it might sound strange, anticonvulsants, usually used to control seizure disorders, can also be used as pain medication. Anticonvulsants are also adjuvant analgesics. Because they work by inhibiting certain types of nerve transmissions, they can decrease neuropathic pain sensations, such as those caused by trigeminal neuralgia or diabetic neuropathy. Anticonvulsants commonly used as pain medications include gabapentin and pregabalin.